{
  "billing_concepts": [
    {
      "id": "bil_credit_consumption",
      "name": "How prepaid credits are consumed",
      "category": "prepaid_credits",
      "description": "Credits are consumed continuously as API calls are made — each call's token-based cost (input + output tokens at that model's rate) is deducted from the account's remaining credit balance in near-real-time.",
      "how_it_works": "Because consumption is metered per-call rather than in large discrete steps, an account's remaining balance reflects actual usage closely, which is why usage dashboards typically show near-real-time (not batch-delayed) balance figures.",
      "source_note": "General mechanism description, consistent with a standard prepaid-credit billing model; no specific numeric example given.",
      "created_at": "2026-07-02 08:30:40",
      "cite_as": "https://subagentcredits.com/api/billing-concepts/bil_credit_consumption"
    },
    {
      "id": "bil_prepaid_credits",
      "name": "Prepaid credits on the Anthropic Console",
      "category": "prepaid_credits",
      "description": "API usage on the Anthropic Console is typically funded by prepaid credits — an organization adds credits to its account balance, and API usage is deducted from that balance as requests are made.",
      "how_it_works": "When the credit balance is exhausted, further API requests are blocked until more credits are added (or, if configured, an auto-reload mechanism tops up the balance automatically once it falls below a threshold).",
      "source_note": "General billing mechanism description for a prepaid-credit model; no specific credit-package dollar amounts are stated, since this session did not perform a live pricing search to confirm current figures.",
      "created_at": "2026-07-02 08:30:40",
      "cite_as": "https://subagentcredits.com/api/billing-concepts/bil_prepaid_credits"
    }
  ]
}